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Welcome to 187 Lake Rd--an exceptional lake-access home completely furnished offering the perfect blend of year-round living, vacation home retreat, and Airbnb investment opportunity near beautiful Lake Onderdonk. Situated on 3.4 private acres, this property provides a rare combination of privacy, land, and water proximity, located directly across the street from the lake with convenient public lake access nearby. Tucked away in a serene, wooded setting, this move-in ready home delivers both comfort and character. The interior features a dramatic vaulted ceiling living room filled with natural light, creating an open-concept feel ideal for entertaining. A stunning loft overlooking the main living space, accessed by a striking three-story spiral staircase, adds unique architectural appeal and flexible living space--perfect for a home office, guest area, or creative studio. Additional highlights include a full basement for storage, plus two separate heating systems, offering energy efficiency and functionality for all seasons. A major value-add is the large detached garage with upgrades, featuring a second-floor apartment space with income potential. Ideal for an in-law suite, guest house, short-term rental (Airbnb), or long-term rental income, this versatile structure significantly enhances the property's investment potential. In excellent condition, this property checks all the boxes for buyers seeking a private lake-area home, multi-use property, or income-producing real estate. Don't miss this unique opportunity to own a versatile property near Lake Onderdonk with endless possibilities.
Property Type(s):
Single Family
| Last Updated | 5/7/2026 | Year Built | 1978 |
|---|---|---|---|
| Community | Berne | Garage Spaces | 2.0 |
| County | Albany |
Additional Details
| AIR | NONE |
|---|---|
| APPLIANCES | DISHWASHER, Oven, RANGE, REFRIGERATOR, Washer/Dryer |
| AREA | Berne |
| BARN/EQUESTRIAN | Yes |
| BASEMENT | FULL, UNFINISHED, Yes |
| CONSTRUCTION | Wood Siding |
| EXTERIOR | Outdoor Shower |
| FIREPLACE | Yes |
| GARAGE | Yes |
| HEAT | Pellet Stove, Propane, Wood Stove, ZONED |
| HOA DUES | 85 |
| INTERIOR | Cathedral Ceiling(s) |
| LOT | 3.4 acre(s) |
| LOT DESCRIPTION | LANDSCAPED, LEVEL, Many Trees, PRIVATE, Sloped, Views, Waterfront |
| LOT DIMENSIONS | 3.4 |
| PARKING | None |
| SEWER | Septic Tank |
| STORIES | 2 |
| STYLE | Contemporary |
| TAXES | 4426 |
| UTILITIES | Propane |
| VIEW | Yes |
| VIEW DESCRIPTION | Trees/Woods, Water |
| WATER | Private, Well |
| WATER ACCESS | Onderdunk |
| WATERFRONT | Yes |
| WATERFRONT DESCRIPTION | Lakefront |
Location
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Listed with Howard Hanna Capital, Inc.
IDX information © 2026 by the Hudson Valley Catskills Region Multiple List Service. All Rights Reserved.
The data relating to real estate on this website comes in part from the IDX of the Hudson Valley Catskills Region Multiple List Service.
Information is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
This IDX solution is (c) Diverse Solutions 2026.
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